Shopping for car insurance online can be confusing as there are several companies offering various options. Since it is mandatory to get motor insurance in order to drive in Dubai, it is imperative to get a quote that is both cost-effective and beneficial.
Different insurance websites may give varying car insurance quotes and sometimes the discrepancy can be a tad baffling. So if you think that all car insurances cost more or less the same, then you might want to hold on to that thought
Well, first of all read the following points to understand the contributing factors which determine the insurance quote:
Your insurance quote depends on your claims / accident history in the recent years. If you have been claim free your car quote would be lower than what it would be had you been involved in an accident.
Well, for all you people out there who thought that violating small traffic rules is not a big deal; there is news for you! Your driving records play a role in the motor car insurance quote given by the insurance company. So in order to get a discounted motor insurance quote in Dubai, make sure to have a clean driving record.
The age of the driver is also a key factor which determines a motor insurance quote in Dubai. Individuals below the age of 25 are generally quoted higher rates due to the high risk nature of the age group unless they have a no claim bonus' certificate.
The above mentioned criteria are applicable in all instances – whether you're obtaining a quote for a new car or for the renewal of an existing one.
Since car insurance is mandatory, driving without one is an offence. In the event of an individual wanting to change an insurance company for any reason, he needs to obtain an insurance cover from the new insurer prior to cancelling the existing cover. Insurance companies require a proof of new insurance in order to cancel an existing cover due to the legal mandate.
Equally important is to remember whilst choosing an insurance company is that it not only offers good discounts but also offers good service at the time of a claim.
If you have moved to Dubai from another country make sure you have collected your no claim bonus certificate from your previous insurer. Having a no claim bonus' certificate entitles you to good discounts and a competitive quote.
Also, if your car is older than five to seven years, it may be a challenge for you to get a comprehensive car insurance quote.
Leading UAE insurance company provides motor insurance , travel insurance, home insurance, golf insurance, yacht insurance, medical insurance, personal accident insurance to the UAE residents and expats. Make a claim online.
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